Tuesday, 4 March 2014

How Agents In Auto Insurance Can Save You Money

By Ailene Acord


Looking at the wide array of lucrative offers presented by insurance companies, the choice of the best suiting insurance plan can be daunting. Insurance brokers can be the torchbearer for you in this respect as they can guide you in zeroing down on a perfect plan, economically.

1.Pay your insurance premium in advance. Pay semi-annually or annually your policy in full and you will receive a discount. You lose money when you pay your premium monthly. Insurance companies charge you additional $2 to $5 per month just for processing fees. You can save on those fees by setting your account to be paid automatically from your bank account. In addition, always pay your bills on time. Insurance companies charge late fees.

Competent auto insurance brokers are professional enough to spend some time in person with their clients so as to know a significant aspect like their annual budget over premium amount or coverage required. A good adviser always knows that this is the best way to offer a workable insurance plan amongst all other car insurance policies presented by different companies.

On the other hand, a less competent insurance agent may market himself as the best guy around, but may not take enough pains to hand you over a good policy. Quality being of utmost importance, you cannot afford to waste time and money with unprofessional and incompetent people out there.

Your auto insurance broker advises you selected policies of such companies which allow a lump sum premium pay-out. This sum is certainly quite lower as against the premium paid quarterly or half yearly. I am sure that everyone wants to save money, especially on auto insurance. Since none of us should drive without insurance, there is a way to be properly insured and still save money. Here are ten ways how you can lower your insurance premium. 1.Place your homeowner's, auto, renter's, and any other policy with the same company.

6. Having theft prevention devices on your vehicle also gives you a discount on your auto insurance. If you have alarm, active disabling device, passive disabling device, or OnStar service on your car, tell the agent about it. 7.Good student discounts give you an additional discount if your children are on the policy and they are good students. The agent will require you to submit a copy of the grades. Follow these tips and shop online to save on your car insurance. Get work today and you can be saving as soon as tomorrow!




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