A Gastonia Personal Injury Attorney will help you determine who will pay your medical bills after a car accident. After being involved in a car accident, most people suffer some form of injury or medical problem. Typically, this results in expensive medical bills that require payment soon or immediately after the car accident. When this occurs, how are medical bills paid after a car accident? It's important to contact a Gastonia personal injury attorney immediately.
Generally, after you have been the victim of a car accident, you are entitled to receive compensation for injuries and medical bills. To do this, you typically have two options: a) File a claim with your personal car insurance company, or b) File a personal injury lawsuit against the at-fault driver. Both of these avenues will allow you to obtain compensation to help pay your medical bills. Below are the most common sources to help pay for medical bills after an accident.
The at fault driver is responsible for an injured person's medical bills after a car accident. North Carolina's "fault" system requires the at fault driver to be responsible for the injuries he or she causes. Fault is ultimately determined in a jury trial. However, most cases do not end up in front of a jury. Prior to a case reaching a jury, attorney will argue who is at fault and attempt to reach a settlement for payment of medical bills base don who is at fault. A Gastonia Personal Injury Attorney will handle the case for you. It is unlikely that the at fault driver will have enough money to pay for all the medical bills. Typically, the injured person will need to recover money for medical bills somewhere else. It is not common that an at fault driver will be able to afford paying the bills, however, North Carolina requires all drivers to carry liability insurance on their vehicle. A Gastonia personal injury attorney can help argue that the insurance company is responsible for your medical bills.
The insurance carrier for the at fault driver is responsible for your medical bills caused by the accident. The North Carolina minimum insurance policies required at least $30,000 in coverage for bodily injury liability, per person per accident; $60,000 per accident; and $25,000 for property damage per accident. These are just the state minimum requirements; it is wise to carry much more than the minimum, and many drivers carry $50K, $100K or more on each vehicle. A Gastonia personal injury attorney will help you find out the total amount of insurance coverage available for your claim.
Your own car insurance may help you pay your medical bills after a car accident. North Carolina also requires that every insurance policy in the state have Uninsured coverage. This coverage provides additional money that is available in case your medical bills are more then the required state minimum carried by the at-fault driver or if the at-fault driver has no insurance at all. In these situations, any additional medical bills would be covered by the Uninsured insurance coverage.
Health insurance, including medicare and medicaid can also help you pay your medical bills. However, the at fault driver's insurance is probably ultimately responsible for these bills. As a consequence, they health insurance company will want to be paid back any payments they made to medical providers for injuries related to the car accident. This is a complicated area of law called "subrogation". Keep in mind that not all health insurance policies are entitled to subrogation; contact a Gastonia personal injury attorney for assistance with subrogation.
If you have been involved in a car crash, contact a Gastonia personal injury attorney. Contact us at Minick Law for a free consultation with an experienced Gastonia personal injury attorney about your case.
Generally, after you have been the victim of a car accident, you are entitled to receive compensation for injuries and medical bills. To do this, you typically have two options: a) File a claim with your personal car insurance company, or b) File a personal injury lawsuit against the at-fault driver. Both of these avenues will allow you to obtain compensation to help pay your medical bills. Below are the most common sources to help pay for medical bills after an accident.
The at fault driver is responsible for an injured person's medical bills after a car accident. North Carolina's "fault" system requires the at fault driver to be responsible for the injuries he or she causes. Fault is ultimately determined in a jury trial. However, most cases do not end up in front of a jury. Prior to a case reaching a jury, attorney will argue who is at fault and attempt to reach a settlement for payment of medical bills base don who is at fault. A Gastonia Personal Injury Attorney will handle the case for you. It is unlikely that the at fault driver will have enough money to pay for all the medical bills. Typically, the injured person will need to recover money for medical bills somewhere else. It is not common that an at fault driver will be able to afford paying the bills, however, North Carolina requires all drivers to carry liability insurance on their vehicle. A Gastonia personal injury attorney can help argue that the insurance company is responsible for your medical bills.
The insurance carrier for the at fault driver is responsible for your medical bills caused by the accident. The North Carolina minimum insurance policies required at least $30,000 in coverage for bodily injury liability, per person per accident; $60,000 per accident; and $25,000 for property damage per accident. These are just the state minimum requirements; it is wise to carry much more than the minimum, and many drivers carry $50K, $100K or more on each vehicle. A Gastonia personal injury attorney will help you find out the total amount of insurance coverage available for your claim.
Your own car insurance may help you pay your medical bills after a car accident. North Carolina also requires that every insurance policy in the state have Uninsured coverage. This coverage provides additional money that is available in case your medical bills are more then the required state minimum carried by the at-fault driver or if the at-fault driver has no insurance at all. In these situations, any additional medical bills would be covered by the Uninsured insurance coverage.
Health insurance, including medicare and medicaid can also help you pay your medical bills. However, the at fault driver's insurance is probably ultimately responsible for these bills. As a consequence, they health insurance company will want to be paid back any payments they made to medical providers for injuries related to the car accident. This is a complicated area of law called "subrogation". Keep in mind that not all health insurance policies are entitled to subrogation; contact a Gastonia personal injury attorney for assistance with subrogation.
If you have been involved in a car crash, contact a Gastonia personal injury attorney. Contact us at Minick Law for a free consultation with an experienced Gastonia personal injury attorney about your case.
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To learn more about how a Gastonia Personal Injury Attorney can help you pay your medical bills, visit the Gastonia Attorney page.
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