A Domestic helper insurance plan is an employer's step above taking full responsibility over the maid. All the members of the household are essential and that includes the maid. If you are finally considering a secured future for your domestic helper, it's time to ensure first the coverage of the insurance plan you'll be investing in.
What should the coverage include? There are many types of insurances offered. There are the basic types which cover basic expenses such as coverage fees or reimbursements for hospitalization and accidental damages involving the maid. But some plans go beyond the basic. A third party who gets involved in the damages caused by the helper may also be covered.
The best domestic helper insurance must have added values aside from the above benefits. This feature can be coverage of the re-hiring expenses wherein the domestic helper may suddenly be unfit to work and instead of returning the maid to the agency, she can well return to her own country with all expenses paid and the employer can re-hire a replacement for free or by adding minimal fees.
Special Value The competition in the Insurance industry may also be stiff. Some would offer extra benefits aside from the usual plan. If the maid leaves the household for any reason, the employer is assured to reimburse the agency hiring fee or get a replacement for free. In addition to coverage of lost or damaged property caused by the maid upon leaving, the insurance plan may also be transferred to the new household helper.
Securing a domestic helper insurance plan is a practice of responsibility. Maids are after all just like any other employees and with the nature of their work, they should be the ones always insured. If you decide to insure your maid you are going beyond the benefit of free liability but you are fostering a professional relationship with trust and responsibility.
What should the coverage include? There are many types of insurances offered. There are the basic types which cover basic expenses such as coverage fees or reimbursements for hospitalization and accidental damages involving the maid. But some plans go beyond the basic. A third party who gets involved in the damages caused by the helper may also be covered.
The best domestic helper insurance must have added values aside from the above benefits. This feature can be coverage of the re-hiring expenses wherein the domestic helper may suddenly be unfit to work and instead of returning the maid to the agency, she can well return to her own country with all expenses paid and the employer can re-hire a replacement for free or by adding minimal fees.
Special Value The competition in the Insurance industry may also be stiff. Some would offer extra benefits aside from the usual plan. If the maid leaves the household for any reason, the employer is assured to reimburse the agency hiring fee or get a replacement for free. In addition to coverage of lost or damaged property caused by the maid upon leaving, the insurance plan may also be transferred to the new household helper.
Securing a domestic helper insurance plan is a practice of responsibility. Maids are after all just like any other employees and with the nature of their work, they should be the ones always insured. If you decide to insure your maid you are going beyond the benefit of free liability but you are fostering a professional relationship with trust and responsibility.
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