Wednesday 30 December 2009

Keller Real Estate Broker Provides Home-Buying Solutions For Locals

By Darcy Gautreau

The price of homes has plummeted in the current economy. However, banks have put a stranglehold on the ability of the average person to get a loan to purchase one of these homes. When you have less than perfect credit, or want to get a particular home, you may find that getting a bank loan is impossible. But, there are options and you can get the home you want with the assistance of a Keller Real Estate broker provides home-buying solutions for locals.

Let's face it, most banks are broke and they are going to find any excuse they can to keep from loaning money to anyone. Even if you can pay a mortgage, have been paying your bills on time, and have a great job, the bank will find a way to deny the loan.

One of the ways that the problem of qualifying for a loan can be addressed is through the use of a broker that works with homes that offer owner financing. Qualifying for an owner financed home is much less difficult than bank financing.

To simplify the process even further a Keller Real Estate broker works closely with you to make sure that you are getting the house that you want. These brokers know all of the intricacies of owner financing and they work with you every step of the way to make the process smooth and fast.

People often want to move into a home they have purchased within a short time. This is impossible when you are working with a bank that takes their time processing your loan and getting necessary paperwork completed. However, when your broker has approved your loan, your paperwork is completed within a few days and you are able to move into your new home in a few weeks. There are no unnecessary hold-ups and if you need to move from your rental within a specific period of time your broker will negotiate your move-in with the person selling the home.

Not having perfect credit will not be a deterrent when the Keller Real Estate broker provides home-buying solutions for locals. These individuals will work with you to assure that you are not bogged down in paperwork and are in your home quickly.

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