Wednesday 25 November 2009

Do You Really Need To Insure Your Wedding?

By Kathy Forcey

One of the best times of your life is as you get engaged, he gets down on one knee and asks in the old fashioned way, maybe he discretely places your ring in your pudding or perhaps he gets "will you marry me" shown on the score board at the football game.

When you are engaged the business begins, organizing your wedding can be work. You need to organize masses of different things and stick inside your budget that you and your future husband set. Even though you are leafing through the hundreds of marriage magazines and leaflets that vendors give you it is easy to think of nothing but encouraging things.

It is just a sad detail of life that occasionaly do go awry. Everyone has car insurance, we all require house insurance, sure we pray we don't ever have to use them but we still have them because it is better to need them and never use them. Everyone is aware of the huge cost of cars and houses and if you need to replace either one of them it is liable going to hurt you, or wipe you out, financially.

Take a moment to count up how much money you are spending organizing your wedding. How much are you paying for flowers alone for your big day? What about the limousine you are hiring for the event, and even the priest isn't free.

It can feel like every person who comes in close proximity to you in the run up to your marriage ceremony wants money. You pay deposits and then they ask for the balance before the actual day and then you trust that the vendors will turn up and do a good job.

What will happen if your food purveyor gives all your wedding party food poisoning, what if the band leader drops his microphone stand on a relative from the stage? No one ever likes to consider how they will possibly deal with the ensuing court case but the fact of life is should any of these awful things happen you will wish you had wedding liability insurance.

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