The Workers Compensation Insurance program in effect in all fifty states was established to protect both employer and employee. When a worker has a disabling accident on the job it dictates that his medical expenses will be covered. As a Sedalia Workers Compensation Attorney can explain, it also assures him of partial salary while he is unable to work.
Claims are not paid according to any circumstances but the accident. If the employer was not maintaining a safe workplace, it makes no difference. If the worker is at fault for some reason, it makes no difference. Medical expenses and partial salary are always paid. Punitive damages remain uncollectible.
It is referred to as a no-fault system for these reasons. The employee cannot be deprived of medical attention or partial salary. The employer is protected from being sued for punitive damages. It is a mandatory insurance program.
Compare this to an accident that does not happen at work. The person at fault can be sued for punitive damages in addition to lost wages and medical care. An employer is absolved of responsibility for anything else. An employee is always entitled to wages and medical benefits. The employer pays for this insurance as required by law.
In the unfortunate event of an employee being killed at work, workmans compensation insurance pays death benefits. This is mandated by state statutes. Federal statutes, or laws, cover those who are employed by the federal government.
Fraud within the boundaries of Workmans Compensation benefits is a controversial topic. Some claim it is less the one half of a percentage point. Others argue that is as high as $7.2 billion dollars. But, there is no logical way to measure the actual numbers.
Without fear of consequences a worker can be injured in a weekend football game and claim it happened on the job. No attorney is investigating on behalf of the employer. Consider the workplace fraught with danger that no attorney is going to prosecute for. It is easy to see how all kinds of fraud can be instigated.
Claims are not paid according to any circumstances but the accident. If the employer was not maintaining a safe workplace, it makes no difference. If the worker is at fault for some reason, it makes no difference. Medical expenses and partial salary are always paid. Punitive damages remain uncollectible.
It is referred to as a no-fault system for these reasons. The employee cannot be deprived of medical attention or partial salary. The employer is protected from being sued for punitive damages. It is a mandatory insurance program.
Compare this to an accident that does not happen at work. The person at fault can be sued for punitive damages in addition to lost wages and medical care. An employer is absolved of responsibility for anything else. An employee is always entitled to wages and medical benefits. The employer pays for this insurance as required by law.
In the unfortunate event of an employee being killed at work, workmans compensation insurance pays death benefits. This is mandated by state statutes. Federal statutes, or laws, cover those who are employed by the federal government.
Fraud within the boundaries of Workmans Compensation benefits is a controversial topic. Some claim it is less the one half of a percentage point. Others argue that is as high as $7.2 billion dollars. But, there is no logical way to measure the actual numbers.
Without fear of consequences a worker can be injured in a weekend football game and claim it happened on the job. No attorney is investigating on behalf of the employer. Consider the workplace fraught with danger that no attorney is going to prosecute for. It is easy to see how all kinds of fraud can be instigated.
About the Author:
Rick Koenig is a Sedalia workers compensation attorney that is dedicated to helping those people who have been injured. If you think that you should be compensated for your injuries, visit http://www.rickkoenig.net right now, for more details.
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